The Zorro Solution:

The First End-to-End ICHRA & Health Benefits Platform Just for You

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The next-gen benefit admin for employers & employees 

Zorro is an end-to-end solution enhancing the employer and employee benefits experiences. Our goal is to help companies optimize the cost and quality of health benefits they offer to their employees. We fight on behalf of our users to get the best coverage at the best rates possible.

Right Now...
With Zorro

Employers

are focused on growing their business while taking care of their employees. The complicated world of insurance makes this much more challenging. In addition, unpredictable annual premium increases make health benefits for employees more and more of a burden on organizations of all sizes.

With Zorro

Zorro’s Employer Platform

creates a paradigm shift from a defined benefit to a defined contribution model leveraging a new regulation called ICHRA. 

We automate & manage all compliance, administration, and payments - making offering benefits with Zorro feel like a breeze for you and your employees. Zorro’s data-driven models optimize the employer budget to enable optimal allowance per employee.

This allows the employer to manage a transparent budget that doesn't fluctuate each year - giving you clear control over your costs and your employees control over their health. 

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Right Now..
With Zorro

Employees

are continuously faced with fewer options and higher prices as they seek quality health coverage and benefits that meet their unique needs without breaking the bank. Every employee is seeking control over their own healthcare.

With Zorro

Zorro’s employee platform

leverages advanced analytics to ask the right questions to understand each employee’s needs, preferences, and budget and recommend the optimal health and benefits package best for them.

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Learn why (most) employer-sponsored health plans don’t work — and what does!

Discover

Leveraging big-data to optimize ICHRA & find the best benefit bundle for every employee.

Zorro’s platform is a sophisticated Artificial Intelligence engine leveraging millions of data-points to personalize and optimize benefit bundles.

Employees and
brokers provide

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Budget
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Benefit
Goals
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Geographic
Span
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Growth
Plans

Zorro cross-references these using dozens of carrier APIs and an Artificial Intelligence engine against:

Medical plan prices
Supplemental benefit options
Estimated price increases
Other market data

Employees
provide

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Doctors and
Facilities
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Medications
and Needs
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Risk
Tolerance
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Financial
Situration
The result is a customized benefit bundle recommendation that is specific to each employee and optimizes every dollar for their individual circumstances.

Zorro's Impact on Coverage Quality

Number of carrier choices
8 with Zorro
1 with your current plan
Employees enrolled in supplemental benefits
60% with Zorro
20% with your current plan
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Elena C. 28
No Kids
Health plan: Silver, HMO, HDHP with HSA
$400
Employers
$200
Elena
Additional coverage
$100
HSA
$50
Accident
$35
Cancer
$15
Dental
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Don F. 44
Married + 2 kids
Health plan: Gold, PPO, low-deductible
$1,000
Employers
$400
Don
Additional coverage
$110
Life
$80
Dependent FSA
$10
Vision
Employees with funded HSA
45% with Zorro
15% with your current plan

Want to learn more about ICHRA? Check out our A to Z(orro) Guide!

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